:root {
  --bg: #FFFCFA;
  --bg-soft: #FFF8F2;
  --card: rgba(255, 255, 255, 0.72);
  --text: #1A1A2E;
  --muted: #6B7280;
  --primary: #FF6B35;
  --secondary: #FFB300;
  --stroke: rgba(255, 107, 53, 0.15);
  --stroke-solid: #E8E0D8;
  --shadow: 0 8px 32px rgba(0, 0, 0, 0.06), 0 2px 8px rgba(0, 0, 0, 0.04);
  --shadow-hover: 0 20px 60px rgba(255, 107, 53, 0.18), 0 8px 24px rgba(0, 0, 0, 0.08);
  --glass-bg: rgba(255, 255, 255, 0.72);
  --glass-border: rgba(255, 255, 255, 0.95);
  --glass-blur: blur(28px) saturate(1.8);
  --font-base: Inter, system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --font-display: Manrope, Inter, system-ui, sans-serif;
  --blue-corporate: #0056A3;
  --rose: #FF4B6E;
  --violet: #7C3AED;
}

* {
  box-sizing: border-box;
  -webkit-tap-highlight-color: transparent;
}

*:focus {
  outline: none;
}

html,
body {
  margin: 0;
  padding: 0;
  scroll-behavior: smooth;
}

@keyframes pageIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

body {
  font-family: var(--font-base);
  background-color: var(--bg);
  background-image:
    radial-gradient(ellipse 80% 55% at 0% 0%, rgba(255, 190, 140, 0.22) 0%, transparent 55%),
    radial-gradient(ellipse 70% 45% at 100% 25%, rgba(255, 220, 160, 0.18) 0%, transparent 50%),
    radial-gradient(ellipse 55% 70% at 35% 100%, rgba(220, 195, 255, 0.14) 0%, transparent 55%),
    radial-gradient(ellipse 50% 40% at 85% 85%, rgba(180, 220, 255, 0.14) 0%, transparent 50%),
    linear-gradient(145deg, #FFFCFA 0%, #FFF8F2 30%, #FDFAFF 65%, #F6F9FF 100%);
  color: var(--text);
  line-height: 1.65;
  overflow-x: hidden;
  animation: pageIn 0.28s ease both;
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-display);
  letter-spacing: -0.02em;
}

.noise {
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: 0.025;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size: 180px 180px;
  z-index: 1;
  mix-blend-mode: overlay;
}

#scrollProgress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  z-index: 100;
}

.container {
  width: min(1120px, 92vw);
  margin: 0 auto;
}

.section {
  padding: 96px 0;
  position: relative;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #FFFCFA;
  border-bottom: 1.5px solid rgba(255, 107, 53, 0.15);
  box-shadow: 0 2px 16px rgba(0, 0, 0, 0.07), 0 1px 4px rgba(255, 107, 53, 0.06);
  transition: box-shadow 0.3s ease;
}

.nav-wrap {
  display: flex;
  align-items: center;
  gap: 24px;
  min-height: 76px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.35rem;
  text-decoration: none;
  color: var(--text);
  letter-spacing: -0.02em;
}

.brand i {
  color: var(--primary);
  font-size: 1.5rem;
  filter: drop-shadow(0 0 8px rgba(255, 107, 53, 0.4));
}

.nav {
  margin-left: auto;
  display: flex;
  gap: 18px;
}

.nav a {
  color: var(--muted);
  text-decoration: none;
  font-weight: 600;
  transition: color .25s ease;
}

.nav a:hover,
.nav a.active {
  color: var(--primary);
}

.desktop-cta {
  margin-left: 6px;
}

.menu-toggle {
  display: none;
}

.hero {
  padding-top: 70px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 52px;
  align-items: center;
}

.hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.35;
  pointer-events: none;
}

.hero-glow-a {
  width: 320px;
  height: 320px;
  background: var(--primary);
  top: 80px;
  right: 8%;
}

.hero-glow-b {
  width: 260px;
  height: 260px;
  background: var(--secondary);
  bottom: 40px;
  left: 8%;
}

.kicker {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  border: 1.5px solid rgba(255, 107, 53, 0.35);
  border-radius: 999px;
  color: var(--primary);
  font-weight: 700;
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 7px 16px;
  background: rgba(255, 107, 53, 0.08);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

.hero-title {
  font-size: clamp(2.4rem, 5.2vw, 4.8rem);
  line-height: 1.0;
  margin: 20px 0;
  max-width: 15ch;
  letter-spacing: -0.04em;
}

.hero-title span {
  background: linear-gradient(130deg, var(--primary), var(--secondary) 70%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero-lead {
  color: var(--muted);
  max-width: 58ch;
}

.hero-list {
  list-style: none;
  padding: 0;
  margin: 24px 0;
  display: grid;
  gap: 10px;
  color: var(--text);
}

.hero-list i {
  color: var(--secondary);
  margin-right: 8px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 12px;
}

.trusted {
  margin-top: 28px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--muted);
}

.trusted img {
  height: 44px;
  width: auto;
  background: #fff;
  border-radius: 10px;
  padding: 6px 10px;
}

.hero-visual {
  position: relative;
  border: 1.5px solid var(--glass-border);
  border-radius: 28px;
  background: var(--glass-bg);
  box-shadow: 0 8px 40px rgba(255, 107, 53, 0.12), 0 2px 12px rgba(0, 0, 0, 0.06), inset 0 1px 0 rgba(255, 255, 255, 1);
  padding: 20px;
  transition: border-color .3s ease;
  will-change: transform;
  contain: layout paint style;
  animation: float-hero 6s cubic-bezier(0.45, 0, 0.55, 1) infinite;
  animation-play-state: paused;
}

@keyframes float-hero {
  0%, 100% { transform: translateY(0) translateZ(0); }
  50%       { transform: translateY(-14px) translateZ(0); }
}

@media (max-width: 860px) {
  /* Kill continuous GPU-draining float animation on mobile */
  .hero-visual,
  [class*="hero-card"] {
    animation: none !important;
    will-change: auto;
    transition: none !important;
  }
  /* Flatten 3D card compositing layers */
  .card {
    transform-style: flat;
  }
  /* site-header already has no backdrop-filter */
  .site-header {
    background: #FFFCFA !important;
  }
  /* Hide noise overlay — mix-blend-mode is expensive on mobile */
  .noise {
    display: none !important;
  }
  /* Simplify body background — multiple radial gradients create compositing layers */
  body {
    background-image: none !important;
    background-color: var(--bg) !important;
  }
  /* Remove hover transform effects on mobile (touch doesn't need them) */
  .card:hover,
  .store:hover,
  .level:hover,
  .benefit:hover {
    transform: none !important;
    box-shadow: var(--shadow) !important;
  }
  /* Ensure reveal elements are always visible on mobile — no JS needed */
  .reveal, .reveal-left, .reveal-right, .reveal-scale, .reveal-blur {
    opacity: 1 !important;
    transform: none !important;
    filter: none !important;
  }
  /* Snap all CSS transitions to near-instant on mobile */
  *, *::before, *::after {
    transition-duration: 0.12s !important;
    animation-duration: 0.12s !important;
  }
}

.hero-visual img {
  display: block;
  width: 100%;
  border-radius: 16px;
}

.hero-visual:hover {
  border-color: rgba(255, 107, 53, 0.5);
  animation-play-state: paused;
}

.logo-rail {
  margin-top: 42px;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
}

.logo-item {
  min-height: 72px;
  border-radius: 16px;
  border: 1px solid var(--glass-border);
  background: var(--glass-bg);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04), inset 0 1px 0 rgba(255, 255, 255, 0.9);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform .3s ease, border-color .3s ease, box-shadow .3s ease;
}

.logo-item img {
  max-height: 42px;
  max-width: 82%;
  object-fit: contain;
  filter: saturate(1.02) contrast(1.04);
}

img.img-failed {
  object-fit: contain;
  background: white;
  /* Removed background for failed images too */
  border: 1px solid var(--stroke);
  border-radius: 12px;
  padding: 8px;
}

.logo-item:hover {
  transform: translateY(-4px);
  border-color: rgba(255, 107, 53, 0.4);
  box-shadow: 0 8px 30px rgba(255, 107, 53, 0.12), inset 0 1px 0 rgba(255, 255, 255, 1);
}

.floating-chip {
  position: absolute;
  padding: 10px 16px;
  border-radius: 999px;
  font-weight: 700;
  font-size: .82rem;
  background: rgba(255, 255, 255, 0.88);
  color: var(--text);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1), inset 0 1px 0 rgba(255, 255, 255, 1);
  display: flex;
  align-items: center;
  gap: 6px;
}

.floating-chip i {
  color: var(--primary);
}

.chip-a {
  left: -24px;
  top: 18%;
}

.chip-b {
  right: -24px;
  bottom: 16%;
}

/* P2: Clamp chip positions on mobile to prevent horizontal scroll */
@media (max-width: 680px) {
  .chip-a { left: 8px; }
  .chip-b { right: 8px; }
  .hero-visual { overflow: visible; }
}

.section-head {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 56px;
}

.section-head h2 {
  margin: 16px 0 20px;
  font-size: clamp(2rem, 3.5vw, 3.4rem);
  letter-spacing: -0.035em;
}

.section-head p {
  color: var(--muted);
  margin: 0;
  font-size: 1.08rem;
  line-height: 1.7;
}

.cards {
  display: grid;
  gap: 18px;
}

.cards.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cards.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  background: var(--glass-bg);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border: 1px solid var(--glass-border);
  border-radius: 22px;
  padding: 28px;
  box-shadow: var(--shadow), inset 0 1px 0 rgba(255, 255, 255, 0.95);
  transform-style: preserve-3d;
  transition: border-color .3s ease, box-shadow .35s ease, transform .4s cubic-bezier(0.34,1.3,0.64,1);
}

.card h3 {
  margin-top: 0;
  margin-bottom: 10px;
  font-size: 1.12rem;
  letter-spacing: -0.02em;
}

.card p {
  color: var(--muted);
  margin: 0;
  line-height: 1.65;
}

.card:hover {
  border-color: rgba(255, 107, 53, 0.35);
  box-shadow: var(--shadow-hover), inset 0 1px 0 rgba(255, 255, 255, 1);
  transform: translateY(-3px);
}

.step-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 68px;
  height: 68px;
  background: linear-gradient(140deg, rgba(255, 107, 53, 0.16) 0%, rgba(255, 179, 0, 0.1) 100%);
  border: 1.5px solid rgba(255, 107, 53, 0.25);
  border-radius: 18px;
  margin-bottom: 22px;
  font-size: 28px;
  color: var(--primary);
  box-shadow: 0 4px 16px rgba(255, 107, 53, 0.12), inset 0 1px 0 rgba(255, 255, 255, 0.8);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.step {
  position: relative;
}

.step::before {
  content: attr(data-step);
  position: absolute;
  top: 16px;
  right: 18px;
  font-size: 1.9rem;
  font-weight: 900;
  color: rgba(0, 0, 0, 0.06);
}

.step span {
  display: inline-block;
  margin-top: 14px;
  color: var(--secondary);
  font-weight: 700;
}

.section-dark {
  background:
    radial-gradient(ellipse 70% 60% at 100% 50%, rgba(255, 107, 53, 0.07) 0%, transparent 60%),
    radial-gradient(ellipse 50% 80% at 0% 60%, rgba(255, 179, 0, 0.06) 0%, transparent 55%),
    linear-gradient(160deg, rgba(255, 250, 246, 0.95) 0%, rgba(255, 248, 235, 0.98) 100%);
  border-top: 1px solid rgba(255, 107, 53, 0.1);
  border-bottom: 1px solid rgba(255, 107, 53, 0.1);
}

.level .pill {
  margin: 0 0 12px;
  display: inline-block;
  font-weight: 700;
  font-size: .85rem;
  color: var(--blue-corporate);
  background: rgba(0, 86, 163, .1);
  border: 1px solid rgba(0, 86, 163, .3);
  border-radius: 999px;
  padding: 6px 10px;
}

.level ul {
  margin: 10px 0 0;
  padding-left: 18px;
  color: var(--text);
}

.rate {
  text-align: center;
  margin-top: 28px;
  color: var(--muted);
  font-weight: 700;
}

.store {
  position: relative;
}

.store-off {
  position: absolute;
  right: 16px;
  top: 16px;
  background: linear-gradient(90deg, var(--secondary), #FFC933);
  color: #1a1407;
  font-size: .75rem;
  font-weight: 900;
  border-radius: 999px;
  padding: 5px 10px;
}

.store a {
  color: var(--primary);
  text-decoration: none;
  font-weight: 700;
  display: inline-block;
  margin-top: 10px;
}

.center {
  text-align: center;
  margin-top: 26px;
}

.store-media {
  width: 100%;
  height: 140px;
  object-fit: cover;
  margin: 10px 0 16px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(255, 248, 240, 1) 0%, rgba(255, 244, 230, 1) 100%);
  border: 1px solid rgba(255, 255, 255, 0.9);
}

.benefit {
  min-height: 185px;
}

.benefit-icon {
  width: 44px;
  height: 44px;
  border-radius: 13px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  color: white;
  background: linear-gradient(135deg, var(--primary) 0%, #FF8C5A 100%);
  box-shadow: 0 6px 18px rgba(255, 107, 53, 0.3);
  font-size: 1rem;
}

.cta-wrap {
  border: 1.5px solid rgba(255, 107, 53, 0.25);
  border-radius: 28px;
  background: var(--glass-bg);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  box-shadow: 0 8px 48px rgba(255, 107, 53, 0.1), 0 2px 12px rgba(0, 0, 0, 0.04), inset 0 1px 0 rgba(255, 255, 255, 1);
  padding: 56px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-wrap::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255, 107, 53, 0.05) 0%, rgba(255, 179, 0, 0.04) 50%, rgba(124, 58, 237, 0.03) 100%);
  pointer-events: none;
}

.cta-wrap h2 {
  margin: 0 0 12px;
  font-size: clamp(2rem, 3.2vw, 3.2rem);
  letter-spacing: -0.04em;
}

.cta-wrap p {
  margin: 0;
  color: var(--muted);
  font-size: 1.08rem;
}

.cta-actions {
  margin-top: 20px;
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

.stats {
  margin-top: 22px;
  display: grid;
  gap: 14px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.stats strong {
  font-size: clamp(1.5rem, 2.2vw, 2.2rem);
  display: block;
  color: var(--text);
}

.stats span {
  color: var(--muted);
  font-size: .92rem;
}

.btn {
  border: 1.5px solid transparent;
  border-radius: 14px;
  text-decoration: none;
  font-weight: 800;
  font-size: 0.95rem;
  padding: 13px 22px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  transition: transform .25s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow .25s ease, background .25s ease, color .25s ease;
  letter-spacing: -0.01em;
  position: relative;
  overflow: hidden;
}

.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255, 255, 255, 0);
  transition: background .2s ease;
  border-radius: inherit;
}

.btn:hover::after {
  background: rgba(255, 255, 255, 0.12);
}

.btn-primary {
  color: white;
  background: linear-gradient(120deg, #FF5F24 0%, var(--primary) 45%, #FF9A45 100%);
  box-shadow: 0 10px 35px rgba(255, 107, 53, .35), 0 4px 12px rgba(255, 107, 53, .2);
  border-color: rgba(255, 255, 255, 0.2);
}

.btn-primary:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 16px 48px rgba(255, 107, 53, .44), 0 4px 16px rgba(255, 107, 53, .25);
}

.btn-ghost {
  color: var(--text);
  border-color: rgba(255, 107, 53, 0.25);
  background: rgba(255, 255, 255, 0.75);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
}

.btn-ghost:hover {
  border-color: var(--primary);
  background: rgba(255, 107, 53, .06);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(255, 107, 53, 0.1);
}

.footer {
  padding: 64px 0 28px;
  border-top: 3px solid rgba(255,255,255,0.18);
  background: linear-gradient(135deg, #C98B00 0%, #D47800 40%, #C8A800 70%, #C98B00 100%);
  color: white;
  position: relative;
  overflow: hidden;
}

.footer::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255,255,255,0.12) 0%, transparent 70%);
  pointer-events: none;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr .9fr 1.1fr;
  gap: 32px;
}

.footer-logo {
  height: 58px;
  width: auto;
}

.footer h4 {
  color: #fff;
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin: 0 0 16px;
}

.footer a {
  display: block;
  color: #fff;
  text-decoration: none;
  margin: 9px 0;
  font-weight: 500;
  transition: color .2s ease;
}

.footer a:hover {
  color: var(--secondary);
}

.footer p {
  color: #fff;
  font-size: 0.95rem;
  line-height: 1.65;
}

.copyright {
  text-align: center;
  color: rgba(255,255,255,0.92);
  margin: 32px 0 0;
  font-size: .82rem;
  border-top: 1px solid rgba(255,255,255,0.25);
  padding-top: 24px;
  line-height: 1.85;
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-32px);
}

.reveal-right {
  opacity: 0;
  transform: translateX(32px);
}

.reveal-scale {
  opacity: 0;
  transform: scale(0.92);
}

.reveal-blur {
  opacity: 0;
  filter: blur(8px);
}

.cta-wrap,
.card,
.logo-item,
.btn {
  will-change: auto;
}

.cta-wrap:hover,
.card:hover,
.logo-item:hover,
.btn:hover {
  will-change: transform;
}

/* ===================== CALCULATOR WIDGET ===================== */
.interest-calc {
  margin-top: 56px;
  padding: 40px;
  background: var(--glass-bg);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border: 1.5px solid var(--glass-border);
  border-radius: 28px;
  box-shadow: 0 8px 40px rgba(255, 107, 53, 0.1), inset 0 1px 0 rgba(255, 255, 255, 1);
}

.interest-calc .calc-header {
  text-align: center;
  margin-bottom: 36px;
}

.interest-calc .calc-header h3 {
  font-size: clamp(1.5rem, 2.5vw, 2.1rem);
  margin: 12px 0 0;
  letter-spacing: -0.03em;
}

.calc-slider-wrap {
  max-width: 640px;
  margin: 0 auto 40px;
}

.calc-slider-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 14px;
}

.calc-slider-label label {
  font-weight: 600;
  color: var(--text);
  font-size: 0.95rem;
}

.slider-value-display {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-family: var(--font-display);
  font-weight: 900;
  color: var(--primary);
  text-align: center;
  margin-bottom: 16px;
  letter-spacing: -0.04em;
}

/* Range slider */
.calc-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--primary) var(--pct, 8%), rgba(255, 107, 53, 0.15) var(--pct, 8%));
  outline: none;
  cursor: pointer;
  transition: background .15s ease;
}

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: white;
  border: 3px solid var(--primary);
  box-shadow: 0 4px 14px rgba(255, 107, 53, 0.35);
  cursor: pointer;
  transition: transform .2s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow .2s ease;
}

.calc-range::-webkit-slider-thumb:hover {
  transform: scale(1.25);
  box-shadow: 0 6px 20px rgba(255, 107, 53, 0.5);
}

.calc-range::-moz-range-thumb {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: white;
  border: 3px solid var(--primary);
  box-shadow: 0 4px 14px rgba(255, 107, 53, 0.35);
  cursor: pointer;
}

.slider-ticks {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 600;
}

.calc-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.calc-result-card {
  text-align: center;
  padding: 24px 18px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid rgba(255, 255, 255, 0.95);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05), inset 0 1px 0 rgba(255, 255, 255, 1);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  transition: transform .25s ease, box-shadow .25s ease;
}

.calc-result-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 36px rgba(255, 107, 53, 0.1);
}

.calc-result-card.highlight {
  background: linear-gradient(140deg, rgba(255, 107, 53, 0.08) 0%, rgba(255, 179, 0, 0.08) 100%);
  border-color: rgba(255, 107, 53, 0.25);
}

.calc-result-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), #FF9A45);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  margin-bottom: 4px;
  box-shadow: 0 4px 14px rgba(255, 107, 53, 0.25);
}

.calc-result-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.calc-result-value {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.2vw, 2rem);
  font-weight: 900;
  color: var(--text);
  letter-spacing: -0.04em;
  line-height: 1;
}

.calc-result-card.highlight .calc-result-value {
  color: var(--primary);
}

.calc-result-period {
  font-size: 0.75rem;
  color: var(--muted);
  font-weight: 600;
}

@media (max-width: 680px) {
  .calc-results {
    grid-template-columns: 1fr;
  }

  .interest-calc {
    padding: 28px 22px;
  }
}

/* ===================== SECTION DIVIDERS ===================== */
.section-accent {
  background:
    radial-gradient(ellipse 60% 80% at 90% 20%, rgba(255, 179, 0, 0.08) 0%, transparent 55%),
    radial-gradient(ellipse 50% 60% at 10% 80%, rgba(255, 107, 53, 0.07) 0%, transparent 50%),
    rgba(255, 252, 250, 0.98);
}

/* ===================== STATS REDESIGNED ===================== */
.stats {
  margin-top: 36px;
  display: grid;
  gap: 20px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  position: relative;
  z-index: 1;
}

.stats>div {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255, 255, 255, 0.95);
  border-radius: 18px;
  padding: 20px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.05);
}

.stats strong {
  font-size: clamp(1.8rem, 2.5vw, 2.8rem);
  display: block;
  color: var(--primary);
  font-family: var(--font-display);
  letter-spacing: -0.05em;
}

.stats span {
  color: var(--muted);
  font-size: .88rem;
  font-weight: 600;
}

/* ===================== LEVEL CARDS SPECIAL ===================== */
.level {
  position: relative;
  overflow: hidden;
}

.level::after {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 120px;
  height: 120px;
  background: radial-gradient(circle, rgba(255, 107, 53, 0.08) 0%, transparent 70%);
  pointer-events: none;
}

/* ===================== STORE CARD ENHANCED ===================== */
.store {
  position: relative;
  overflow: hidden;
}

.store-off {
  position: absolute;
  right: 16px;
  top: 16px;
  background: linear-gradient(110deg, var(--secondary) 0%, #FFC933 100%);
  color: #1a1407;
  font-size: .72rem;
  font-weight: 900;
  border-radius: 999px;
  padding: 6px 12px;
  box-shadow: 0 4px 12px rgba(255, 179, 0, 0.35);
  letter-spacing: 0.02em;
}

.store a {
  color: var(--primary);
  text-decoration: none;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 12px;
  font-size: 0.9rem;
}

/* ===================== HERO GLOW ENHANCED ===================== */
.hero-glow-a {
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, rgba(255, 107, 53, 0.22) 0%, rgba(255, 107, 53, 0.06) 60%, transparent 80%);
  top: 40px;
  right: 5%;
}

.hero-glow-b {
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(255, 179, 0, 0.2) 0%, rgba(255, 179, 0, 0.04) 60%, transparent 80%);
  bottom: 20px;
  left: 5%;
}

@media (max-width: 1024px) {
  .cards.four {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-grid {
    grid-template-columns: 1fr;
  }

  .hero-title {
    max-width: 20ch;
  }

  .logo-rail {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  .menu-toggle {
    display: inline-flex;
    order: 3;
    margin-left: 8px;
    height: 42px;
    width: 42px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    border: 1px solid var(--stroke);
    background: white;
    color: var(--text);
  }

  .auth-buttons {
    order: 2;
    margin-left: auto;
    display: flex;
    gap: 6px;
    align-items: center;
    flex-shrink: 0;
  }

  .auth-buttons .btn {
    padding: 0.42rem 0.8rem !important;
    font-size: 0.82rem !important;
  }

  .nav {
    position: absolute;
    top: calc(100% + 8px);
    left: 4vw;
    right: 4vw;
    border: 1px solid var(--stroke);
    border-radius: 14px;
    background: white;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    padding: 10px;
    display: none;
    flex-direction: column;
  }

  .nav.open {
    display: flex;
  }

  .desktop-cta {
    display: none;
  }

  .cards.three,
  .cards.four,
  .stats,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .logo-rail {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero {
    padding-top: 44px;
  }

  .hero-grid {
    gap: 34px;
  }

  .logo-rail {
    margin-top: 26px;
  }

  .logo-item {
    min-height: 62px;
  }

  .logo-item img {
    max-height: 34px;
  }

  .section {
    padding: 78px 0;
  }
}

@media (max-width: 520px) {
  .logo-rail {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 420px) {
  .auth-buttons .btn:not(.btn-primary) {
    display: none;
  }
  .auth-buttons .btn {
    padding: 0.4rem 0.75rem !important;
    font-size: 0.8rem !important;
  }
}

/* ── Skeleton Loaders ───────────────────────────────────────────────────── */
@keyframes skShimmer {
  0%   { background-position: -600px 0; }
  100% { background-position: 600px 0; }
}

.sk-cell {
  display: inline-block;
  width: 100%;
  height: 14px;
  border-radius: 6px;
  background: linear-gradient(90deg,
    rgba(0,0,0,0.06) 25%,
    rgba(0,0,0,0.12) 50%,
    rgba(0,0,0,0.06) 75%);
  background-size: 600px 100%;
  animation: skShimmer 1.4s ease-in-out infinite;
}

.sk-cell.sk-short { width: 55%; }
.sk-cell.sk-xshort { width: 35%; }
.sk-cell.sk-icon { width: 26px; height: 26px; border-radius: 50%; }

tr.sk-row td {
  padding: 10px 12px;
  border-bottom: 1px solid rgba(0,0,0,0.04);
}

/* Dark-surface variant (admin / cajero panels with dark headers) */
.dark-panel .sk-cell,
.admin-panel .sk-cell {
  background: linear-gradient(90deg,
    rgba(255,255,255,0.06) 25%,
    rgba(255,255,255,0.14) 50%,
    rgba(255,255,255,0.06) 75%);
  background-size: 600px 100%;
  animation: skShimmer 1.4s ease-in-out infinite;
}

/* Skeleton card block (for list-style sections) */
.sk-card-block {
  height: 64px;
  border-radius: 12px;
  background: linear-gradient(90deg,
    rgba(0,0,0,0.05) 25%,
    rgba(0,0,0,0.10) 50%,
    rgba(0,0,0,0.05) 75%);
  background-size: 600px 100%;
  animation: skShimmer 1.4s ease-in-out infinite;
  margin-bottom: 10px;
}

/* ── Global Focus Ring ───────────────────────────────────────────────────── */
/* Applies to all pages — overridden by page-specific styles where needed   */
*:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px rgba(255, 107, 53, 0.28);
}

input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: none;
  border-color: rgba(255, 107, 53, 0.55) !important;
  box-shadow: 0 0 0 3px rgba(255, 107, 53, 0.14) !important;
}

button:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px rgba(255, 107, 53, 0.35), 0 0 0 1px var(--primary);
}

/* ── Page Exit Fade (links/navigation) ──────────────────────────────────── */
/* Applied via JS: document.body.classList.add('page-exit') before navigate */
@keyframes pageOut {
  to { opacity: 0; transform: translateY(-4px); }
}
body.page-exit {
  animation: pageOut 0.18s ease forwards;
  pointer-events: none;
}